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Showing posts from December, 2021

Investment in Good Mutual funds is key for Successful Portfolio

   Today, we live in an inflation-based economy where the value of money decreases with time. Therefore, it is very important to invest properly in life to avoid any financial worries later in life.  We can find many good investment opportunities in front of us and by investing money in such opportunities, we can get good results. One such great opportunity exists in front of us in the form of Mutual fund investment. We can invest in a different types of mutual funds that invest our money in different options.  In the previous article  Managing money can be easy , I have added some important points about the investment. Today, I will discuss Mutual funds and what is t he advantage of investing in mutual funds. We are not required to worry much about the right investment option because each mutual fund has its dedicated team of advisors or investment consultants who make investments after doing lots of research.  We can easily find many good Mutual funds in a market where returns are ve

Good Invest returns and Tax saving can go hand and hand

 It is quite hard to find a perfect solution that can give the benefits of both good investment returns and tax saving. In the previous article on investment , I have added some solutions. With time, many old favourite options of investment and tax-saving have become less rewarding so people want new solutions. One of such solutions available in front of us is Tax saving Mutual funds and National Penson Scheme. Last year some of the tax-saving mutual funds offered returns of more than 30% that is a great performance and we all want our money to grow. Similarly, NPS offer a good and secure way to manage our funds for retirement. (Also read - Investment in Good Mutual funds in key to success ) Tax saving mutual funds come with three year lock-in period and we can use a systematic investment plan to invest in them for as low as Rs 500. The value of a few thousand rupees invested 20 years back has become in crores in many mutual funds. The problem is that people don't continue their in

Managing Money can be easy if we follow these steps (Money Making Tips)

 Money related crises are very common in the present world and we can see many people suffering from worries related to money. All these money crises mostly emerge from the wrong thinking pattern of a person and how we manage our money. Mostly, it is believed that we should earn more and more but no one tell that instead of earning more we should learn to manage our money more precisely. Due to this reason, we see lots of people suffering from money problems despite earning a good amount of money. Earning more money is a good option but we also need to learn to manage our wealth in a good way. There are many opportunities available in front of us from time to time that gives us the option to multiply our money many times with very little effort. However, people are so much busy spending money that they hardly have money left for such rewarding investments.  Investment in Good Mutual Funds is Key to success) Either complete your dreams or dreams of others Good opportunities are not alwa

Clash of Ego (A common Tale)

  The clash of egos of two different persons is so common in our world that we can find it happening everywhere around us. Today, 99% of the world's problems are here because of ego clashes of different people. People or countries don't want to solve their problems but instead, they want to justify their ego by looking winner in the conflict. And, we all know that there can't be two winners in a single situation. The ego of a person can never accept a defeat so we never see the solution to most of the problems. Instead of changing their stands or finding solutions to the problem, people prefer to die with the unsolved issues and problems.  For a good and problem-free world, we need to leave our egos aside so that we can think with clarity about the wider benefits and happiness of the masses. Ego is the biggest barrier in all this and it is the main culprit but the problem is that no one wants to tackle his own ego. We are more concerned about the ego of others but never wan

Some people will never be happy with your success

It is a common story of many people that they have people in their lives who are not happy with their success. Jealousy is a very common thing in life and we all are somehow remain affected by it. People live life with two different yardsticks, one for themself and the second for others. Many things that they feel are good for them when others do the same thing then these things become bad or forbidden. It is an ugly truth of life that others are not much interested in your happiness and in reality, they are just worried about their own happiness. In this situation when they find you happy or successful, then they feel unpleasant and want themselves in your place.  When we understand this fact of life then we will not feel unhappy about the bad or harsh reactions of others to our happiness. To be truly happy and enjoy it will, it is very important to not worry about others and their reactions because many of such unwanted bad reactions will come. Also, we need to learn to hide our fee

A credit card with multiple benefits for you (Slice card Referral Code, Get Rs 300)

  Today, I will share information about a credit card that can offer you many benefits and many of such benefits are not available on traditional credit cards. I am talking about Slice credit card that you can get in less than two minutes. This card comes with no Joining fee and annual fee. They offer up to 2% cashback on bill payments and you can convert your bill payments into three interest-free EMIs. Slice cards offer many rewards and instant cashback on popular online stores like myntra.  To get other credit cards, you need to go through a tough process while this card is approved in minutes through the online process. You have full control of the Slice credit card through the slice app. You can easily switch on and off the online payments on the card through the app. It is a rewarding credit card and full fill the option for many users who failed in getting other cards.  The slice credit card also offers a good option to increase good credit scores. Many people are using slice ca

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Importance of clean environment

Read in Hindi  It is very important to take care of our environment because our health and our survival on the earth directly depends on the health of our environment. It is very easy to find dirt and pollution at many places across the world and a large population of the world is living in these bad and unhygienic conditions. People are drinking unclean drinking water and they are breathing polluted air; so, this pollution of the environment is causing many people to suffer from various health problems. Whereas if we live in a clean environment then we can live a healthy life and we can achieve this by understanding the importance of a clean environment. Sadly, we see very little being done to address this matter and we are slowly creating more polluted spaces on earth. Today, it is very hard to find clean places in several parts of the world. Slowly, the governments across the world are opening eyes to address this issue. It is very important for every individual in th

Who are Katoch? (Kuldevi Temple)

Katoch Kuldevi  Picture Katoch Kuldevi Kangra Fort (Jai Ho Maa) Katoch clan is a name of one of the ruling caste from India. Katoch is a prominent Rajput (Kshatriyas) caste of India and they basically belong to the Chandravanshi Rajput clan. Katochs have the main predominance in the states of Punjab, Himachal Pradesh, Uttrakhand, and Jammu. Katoch means a good skillful swordsman and earlier, Katochs were known for their sword skills. Katoch Royal family is the oldest surviving Royal family in the world and they still live in 'Clouds End Villa', Dharamsala. Famous Kangra Fort A few of the great and famous kings of this clan were king Porus who fought against King Alexander, King of Kangra Sansar Chand Katoch under whom Katoch kingdom flourished and saw his golden period, and Rajanaka Bhumi Chand who founded the Katoch dynasty. The main link between the Katoch clan and Kangra (HP, India) can be established by the long period of rule by the Katoch kings over Kangra a

Download Hindi Thoughts (Suvichar) with Meaning App (Best of Hindi Thoughts and Quotes)

In 2015, I wrote a similar post for my Hindi Thoughts (Suvivhar) app. (To read this post Click Here ). In this post, I requested you to download and try my Hindi Thoughts app. I am Arvind Katoch and I am running my Hindi Thoughts (Suvichar) and Quotes site for the last 10 years. Today, this site offers millions of Hindi Thoughts, Hindi Quotes, and Suvichar in the form of HD picture messages. You also get a chance to read the translation of all Hindi Thoughts with their meanings in Hindi and English.  To make it easy for you to read these Hindi Thoughts and Quotes, I create many Hindi Thoughts (Suvichar) App, and the name of my first app was Best of Hindi Thoughts and Quotes. With time, we need to leave the old app for the new and improved version. The last two apps got more than one million downloads and 4 plus ratings on Google play.  Now I have launched a new version of the app which allows you to even read the meanings of the Hindi Thoughts and Hindi

Some Easy methods to increase immunity during Covid (Coronavirus)

 At the start of the Corona Virus last year, I wrote this article that Is India ready for Corona Virus?  In this article, I discuss the options available in front of India to tackle the Corona Virus strain. Though India did well in dealing with the first strain of Corona Virus we failed on many fronts when we faced the second wave. It looked that we were not prepared for the stronger and deadly second wave of the Corona. We may blame the government or the bad healthcare system, however, there is also a problem in us. First, we don't follow the rules and second, many of us don't enjoy strong immunity to fight the Corona virus. By increasing our immunity, we can increase our chances of survival from the Coronavirus. There are some methods through which we can make our immune system strong. However, due to the fast lifestyle, we have stopped carrying about our bodies.  Step 1- Spend some time in the Sun - The problem with today's lifestyle is that we don't spend much time

How to get certificate/documents in Digilocker? P.S.E.B Class X Marksheet

  Read in Hindi In the last article, I told you about the simple method to add yourself to the Google search . Today, I will update you about the DigiLocker and how to use it? We live in a digital world where most of the things are available to us digitally. This includes our important documents like school/college certificates, government-issued identity cards, other documents. We can easily access these documents digitally and they are 100% valid for all legal purposes. To get and store these documents, we have a popular app called Digilocker. On the Digi locker app, any person can find his important digital documents like Aadhar card, driving licenses, vehicle registration details, insurance details, and educational certificates.  Many boards and universities like Punjab School Education Board has started issuing fresh certificates through this platform only. The mark sheets for the class X, VIII, and V 2020 exams are issued through digilocker only. Now, we need to understand that D